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The application process for benefits itself requires a huge amount of information about your spending habits, bank statements etc, and penalises people in debt, even though most people in this situation have had to get into debt and take out hugely expensive short-term loans just to avoid getting kicked out of their accommodation or to feed their family until the Some grandmas play bingo real grandmas listen to Bee Gees shirt and I will buy this next paycheque and spend months or years playing catch-up. Also, housing benefit and child allowance are minimal. They help, but they do not suddenly mean that parents can afford anything resembling a normal lifestyle for their family. My mum worked two jobs. My parents were never in receipt of benefits in their lives and neither have my family.
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